Comments on: Frugal Ethics: When Frugal Becomes Just Plain Cheap

By: Kim

Kim — Mon, 26 Jul 2010 16:50:27 +0000

Love the post and I totally agree! I think many people feel entitled. People that do this rob others of free pens, good interest rates and the trust of retailers. I CAN’T believe your Ebay story… so rude!!

By: cheryl

cheryl — Wed, 07 Jul 2010 13:13:53 +0000

i too have had the credit cards and have over extended myself alot in the past and honestly am still trying to get out of the habits of needing the deal…these sites are very in formative but they make you soo tempted to go out and try to nab them all….i have a basement full of taxables and have finally realized use them up,there will be another deal when you run out!!!I pinch pennies til i cannot pinch them anymore and have to give them up finally..how can i get my hubby aboard..he likes me to do them but has no interest in helping this concept.i feel beat down when he acts like cuz i got something FREE its not good enough…can’t understand this..can you??? to me free makes it taste better,clean better and so on……..idk……thanks for istening to my rant

By: Petula

Petula — Mon, 05 Jul 2010 23:03:51 +0000

Great post and good information. Could be considered a little “wag your finger” like, but it does make one think. I paid off all of my debt about 10 years ago. Got married in 2002 and due to bad decisions I allowed in the marriage (using my name!) I have more debt than I’ve ever had before with no immediate means of ever seeing the light at the end of the tunnel. (We’re divorced now!) Everything I get for free or at a deal I’m so appreciative of and “frown” when people take advantage. The rules often change for those who do right when others do wrong. I feel sorry for anyone who has to file bankruptcy because regardless of how one arrives at that solution it’s a stressful and difficult process. Wish I could do it… that’s another story entirely.

By: Shawndra

Shawndra — Sun, 04 Jul 2010 17:31:26 +0000

Great writing,Thanks for bringing us back to reality

By: Ashley

Ashley — Sun, 04 Jul 2010 13:50:52 +0000

I enjoy this post, because I do believe there are many people who do things without a conscience. I occasionally do bend the rules, myself. My family of 5, soon to be either 6 or 7, depending on what dreams I have, lives in a 975 square foot apartment, and we live on one small income and what I can make subbing in a day care. I coupon and cut corners because it’s how I contribute and how we survive. If a store has cans of salmon on sale, limit 3, I go in Monday and buy 3, and then I go in Tuesday and buy 3 more. 6 cans of salmon feeds my family. That makes a meal for us that isn’t made of hamburger meat or chicken. I think there are always reasons to bend the rules, and it’s up to each individual to decide if the end is worth the means. To me, feeding my family the occasional healthy meal is worth bending the rules. We might be poor, but we don’t starve, and our bodies and clothes are clean. We don’t often get extras, like cookies and crackers unless I can get them for pennies and nickels, and with my teenage boy and almost teenage girl, they don’t last long when we do, but not having clean clothes or healthy food, to me, can’t be stretched into being “happy with less.”

By: Frugal Ethics: When Frugal Becomes Just Plain Cheap | Sisterly Savings « Ethics Find

Sun, 04 Jul 2010 13:49:24 +0000

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By: Lauren

Lauren — Fri, 27 Mar 2009 20:39:52 +0000

Great post! Thank you!

By: Judith

Judith — Tue, 10 Mar 2009 02:05:25 +0000

I Love your article it makes you think!!!!!
and I will have this in my mind”Frugal living is about making good financial decisions”
Thanks.

By: Nichole

Nichole — Mon, 09 Mar 2009 19:42:37 +0000

I’d like to know what people think about those people that incur lots of debt “keeping up with the Joneses” then have catastrophic medical expenses or the death of a spouse…is that unethical to file bankruptcy then or are they just lucky? unlucky?

Declaring bankruptcy is a huge deal, regardless of your reason for it. Having to do it is nothing, I hope, that anyone takes too lightly…particularly if it’s just because they spent too much on things they didn’t need and can’t afford to pay it. The entire process if overwhelming – there are credit education classes to take, listing all of your debt with the creditors’ information, the emotional turmoil, the embarassment of having your name listed on public court records, etc… Bankruptcy isn’t an easy fix.

What about the person who legitimately used their ccs but now has been laid off in this horrible economy and has no means to pay? CC companies were willing to work with people in the past, but are they now due to the bad economy (I am really asking, I have no idea)? Is that getting yourself into more of a “hole” so to speak or is fling bankrupcty the wise thing to do, regardless of how you got there? People are committing suicide (and their families) because they can’t pay their ccs, mortgage, etc… bankruptcy is there to help those very people. I don’t want to shame anyone who files bankruptcy, regardless of how they got into the position.

There is a reason I do not own a credit card. I can’t imagine having any unsecured debt. I have secured debt, so you can take my stuff if I don’t pay!

By: A Frugal Friend

A Frugal Friend — Mon, 09 Mar 2009 19:11:46 +0000

Great post! A Frugal Friend’s last blog post..